Claims Personal Commercial
FAQs
Claims
Q: If I report a loss, will my premium go up, or will my policy
non-renew?
A: We will review your claim history, discuss the account with your
Mogil Organization representative and call you back as soon as possible
with the appropriate answer.
Q: What kind of claims do you handle?
A: The Mogil Organization handles all claims reported to us,
covered by your present policies. We monitor every claim presented to
us from beginning to when a client is in receipt of payment from the
insurance company and thereafter. If there are any questions, and or
problems that have arisen, we are here to follow through for a final
resolution with the insurance carrier.
Q: If I report a loss, do I pay a deductible?
A: Yes, your deductible applies on every first party claim. In many
cases if you were not responsible for the damages your insurance company
will subrogate your loss against the other parties insurance carrier
to try and get your deductible back.
Q: If I am sued, does my insurance company protect my interest?
A: Under your insurance policy (Homeowners, Auto, General Liability)
a law firm will be assigned to defend the allegations presented in
the law suit.
Q: If the Mogil Organization’s office is closed for Holidays,
or weekends, how do I report a claim?
A: You can call the insurance carrier directly or click on the
appropriate link in our Resources Section.